Join us for the “Mother of all Events” Bringing you an incredible evening of entertainment hosted by Key 103’s Darren Proctor

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Please join us for the “Mother of all Events” – Bringing you an incredible evening of entertainment hosted by Key 103 and Key 2’s Darren Proctor.
Enjoy a welcome glass of fizz, three-course meal, goody bags, and an exclusive after-show party.
Entertainment will be an exclusive performance by Boyzlife.
Mix and mingle amongst a few guest celebrities and enjoy a lavish evening in opulent surroundings.

All proceeds from the evening will go directly to Key 103 and Key 2 Cash for Kids to make a difference to the lives of children across Greater Manchester who need a helping hand. For further details please contact Lynette at [email protected]
Supported by World Privilege Plus

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The Expense of Having Children

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Everyone with children knows what an expensive and lengthy task this is – for a minimum of 18 years such a large portion of your salary goes to the children and all the related costs.  But does anyone actually have an insight into just how much this actually is?  A recent study has delved into this topic to tell us more!

The Centre for Economics and Business Research set their analysts the task of finding out how much it now would cost to raise a baby born in 2016 until they reach the age of 21.  The figure reached was a whopping £321,843! This is an incredible jump of 65% since the study was conducted in 2003.

Shockingly these figures are not based on a child attending private education – this is the cost of raising a child who attends a regular state school.  Obviously, this means parents with privately educated can expect their figure to be incredibly higher.  Nother thing to note is that this figure is based on only one child, so having multiple children would multiply this!

One thing to bear in mind bear in mind is how would you be able to continue spending this money raising your children if something happened to your partner?  This is where life insurance comes in and gives you a great peace of mind – it’s there to protect not only your future but your children’s future too. A lot of families take out a simple life insurance plan to make sure that should the worst happen, they can keep up the same standard of life and continue raising their children in the same way.

There are various kinds of plans out there, but the most common for protecting family is level term insurance – if there is a death during the life of the policy this would pay out a lump sum.  The plan’s term is flexible, but most families chose a term that covers until their children are expected to be financially independent, usually around 21.  Obviously, the plans can be made cheaper by choosing a shorter term.

With the dramatically increasing cost of raising a child, it’s becoming more important than ever to make sure your financial future is protected. With a joint life insurance plan, you can save money as it pays only when the first parent passes away – as opposed to two separate plans where each parent has their own policy.

A lot of people already have life insurance that guarantees their mortgage would be paid off in full should the worst happen.  What this doesn’t take into consideration, however, is the general day to day cost of having children and running a house.  A life insurance plan would ensure all this is covered with a lump sum going directly to your family.

The Protection People and World Privilege Plus have joined together to offer you free advice and policy recommendations.  Simply click here or alternatively call our team FREE on 0808 281 9393 today.

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